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Cell phones...I never thought of this!

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I never thought of this.......

This lady has now changed her habit of how she lists her names on her cell phone after her handbag was stolen. Her handbag, which contained her cell phone, credit card, wallet, etc., was stolen. 20 minutes later when she called her hubby, from a pay phone telling him what had happened, hubby says 'I received your text asking about our Pin number and I've replied a little while ago.' When they rushed down to the bank, the bank staff told them all the money was already withdrawn. The thief had actually used the stolen cell phone to text 'hubby' in the contact list and got hold of the pin number. Within 20 minutes he had withdrawn all the money from their bank account.

Moral of the lesson:

a. Do not disclose the relationship between you and the people in your contact list. Avoid using names like Home, Honey, Hubby, Sweetheart, Dad, Mom, etc.

b. And very importantly, when sensitive info is being asked through texts, CONFIRM by calling back.

c. Also, when you're being texted by friends or family to meet them somewhere, be sure to call back to confirm that the message came from them. If you don't reach them, be very careful about going places to meet 'family and friends' who text you. 

Even if this doesn't pertain to you....Pass it on to your family and friends

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It is possible to steal more than a few hundred dollars. This may had been an old-fashion rush to the ATM kind of crime, but people can steal your information and money these days without even stepping foot in front of an ATM or bank. This is the reason why I don't use the "Wallet" app with my phone. If you know a person's bank, you can download their bank app, or if the bank app is already on the phone, then all a thief may need is the pin number to enter the account. Once they type in that pin, they can transfer money out in the matter of seconds. These days, you don't even have to present an actual credit or debit card to pay for purchases. With some creative ways, they could withdraw a large amount of money very quickly.  You can just swipe most smartphones to pay for purchases at stores so it is very possible to empty an account more than $500 in the matter of seconds. 

I had this discussion with a friend once about why no one should have their bank app on their cell phone, because the average person leave sensitive information on their cell phone. Think of all the people who put their address on their phones (Navigation "Home" setting or Maps "Home"). Look at all the people who download their email address to their cell phone and there is no need to sign in.

Locking a phone is no real solution. Phones can be unlocked like any gadget. The best safety solution is to not put anything on your computer that you wouldn't mind a stranger seeing if they come in possession of your phone.

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Hi, I was just swimming by and thought I heard fishy.The only time something smells fishy is when fish are going bad or Fishy needs a bath.Seems like most working stiffs only have a few hundred dollars in the bank so it would be easy to clean them out.


Britt,You always have something to share to help us look out for us.

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Cracking up at BEPOSITIVE--


BE, I've decided to do the same by your number! We women need to help one another out! 


BRITT- Great advice! It is best to keep our phones on lock.


Hope all is going well for you lady! Good to see you here! ;)

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Quoting bepositive:

I just put "for a good time call" next to your name, Britt, so you will be the first to know if I lose my phone......hahahaha

On a serious note:  Great advice

I knew I could count on you!  I'll take all the good times I can get.  Thanks for thinking of that.
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Quoting Golubika:

interesting... but did they use ATM? then it would be some kind of cash daily limit, so it sounds fishy... unless they did it within several days....     But it always pays to be careful. 

Gosh, it didn't specify how much money was taken from the bank account, but even if it was $100- $200, it is possible the account was cleaned out.  Personally, I don't see anything fishy with this story.  


Another good way to avoid anyone getting access to your cell phone contacts, is to use a password lock on your phone.  

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I just put "for a good time call" next to your name, Britt, so you will be the first to know if I lose my phone......hahahaha

On a serious note:  Great advice