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Posted on Mon, Sep 12, 2005 20:08

That's beautiful work Divine. I love artistic design that has practical function. Nicely done! ;)

As for Canada being expensive it really depends on the city. I just returned from Vancouver and it is indeed outrageously expensive......I don't know how young people starting out can ever get on the ladder. :(

Montreal, on the other hand, is, in my opinion, very affordable. For the 1.5 million you would spend on that HI tract home, you can pick up a beautifully renovated huge, 5 bedroom Victorian home in the best section of the city (parks, tree lined streets, etc..) within walking distance of downtown. And you get to live in the Paris of North America! ;)

As others have said, where one lives often has a greater impact on one's standard of living than what they earn....



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Posted on Mon, Sep 12, 2005 16:41

Where do you find riches?
~~~~~A beggar was sitting on an old trunk by the side of the road with his hand out to passers by. He had done this for years, looking out into the crowds he seeked those who would give him spare change to survive. One day a wise man approached him and asked "What is inside your trunk". "Oh nothing" said the beggar "I've been sitting on it for years". "Open it up" said the wise man. "Waste of time" said the beggar and he stood up, lifted the lid, and showed the wise man inside. To the beggars astonishment it was full of treasure!

Hi Buttons, be nice. Hi Janna, nice work.

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Posted on Mon, Sep 12, 2005 15:12

I was born here and never realized how lucky I was- I live on the Island of Maui- the area is called Wailea/Kihei.
It's the general view of the close observers that even track houses at 1.5M requires both adults to work not just full time (a cop makes 33k a cashier 15k-a monthly payment of 1,800 + normal expences=50K) so we got one or both working 2 jobs- Really- how long can that last- 5 years- maybe 10 before someone gets hurt or burned out- I think starting in 5-7 years we will experience mass forclosiers which will cause property values to plunge. Its generation x that's in for trouble.

Isn't NY just as expensive? And Sharp1 - I didn't realize Canada was expensive at all- wow! I gotta say- everyone I have ever met from Canada has been such great people. Really nice to work with.

Sharp1 and NY- I look for your posts- you are both very intelligent and intresting women- like to know what sign each of you are. I don't live by it- but I like to see how often the traits hold true-

I think the pictures that each of you have posted seems to really match your personality. Mine doesn't-but thats the problem with modeling- you always project one look or another, but its rarely you. This is my courtroom atire. NY- I read somewhere -your a lawyer. Are you? My work:



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Posted on Mon, Sep 12, 2005 14:55

the green is carved slate the white carved marble- the vase- copperslate. I do all kinds of picture murals. I'm the only one who does 3D- The popular water jet cutters can't do this kind of 3D- so I wont be copied too fast!

3ft.Inlay floor medallion- I created the design.

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Posted on Mon, Sep 12, 2005 14:52

Well, that is the price of properties in all major cities. Hence the next generation will need to have wealthy parents to help them pay for the deposit to a home or like Japan banks will have to set up two-generation mortgages that run beyond 60 years and only given to you if you have children, so your kids are already in debt at birth...lol
________________________________________

People think I'm lucky to have been born and raised in Hawaii- but to have a child here is to condemn them to a life of poverty or eventually moving away. Track houses are bought up by people who wait 3 days in long lines- for 1.5M each. Even the average run down house is still $800k. Low income houses start at 540K. To survive you need to make $300k a year.

In the last 3 years my Island turned into a mad house- 3- 7 even 45M dollar homes are being built everywhere- and the crazy part is they are only used for 2 weeks a year.And they don't rent them out the rest of the year. I can't complain- because I am an artist whose carved stone picture murals are "must have" for the people building these homes. Everyone in the building industry is doing great- but the rush will end- the jobs will stop and the whole financial structure will fall apart.
What I'm getting at is money is a matter of perspective.When people put down they make 5M 10M a year- do you believe it? perhaps you should. There is a lot more money out there then most people realize. But when you live some place expensive- it's all relative. I see NY chick saying how she is rich at 100k a year- I assure you-out here- I make over 300k- and I am considered poor. I cannot buy a house. My children have no chance- we will have to move to afford a home. I want someone who will love me with all his heart- Out here we are raised with the attitude that a mans money is just that...HIS. and hooking up with him does not give you a right to access that money. Girls here all make their own money. Being a house wife is not an option.Not with a gal. of milk at $8 and Gas at $3.61 a gal-**correction-gas is going up 44 cents today!(monday)

and for NY- I just had to post this picture- taken as a joke- it's the epitome of cheezy..but men love it- It's just not who I am.



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Posted on Mon, Sep 12, 2005 10:32


sharp1 write:
I wonder when the babyboomers die off what will happen. After all...they are all retiring now, and many with the purchasing power to buy these expensive properties you mention.



\Children of babyboomers will inherit their parents' wealth and either sell or buy with that..so theprices will continue to escalate..the real value of money will be determined by what it buys...



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Posted on Sat, Sep 10, 2005 09:51

Divine your cheesy looks great & I'm sure it's not you. I like your post.
There are alot of Canadians & Western mainland Americans who own condos in Maui & Kaui too. They help to drive real estate prices high, beyond the locals' financial capabilities. And they only use it 2 to 4 wks per year...not contributing much to the economy. Some rent a little, but not all.
It is the same where I have my house at the lake. The locals are struggling to pay their taxes which have skyrocketed because of the skyrocketing prices for lakefront. A house you'd bulldoze 12 yrs ago tried to sell for $389K Cdn, and a year ago sold for $900K. When the locals retire, the will be forced to move, because they will not be able to afford their taxes on their retirement savings. They will make a bundle. But wherever they buy now, will almost surely eat 1/2 of their sale profit.
$100k is nothing. It can be spent so quickly.
I've been to Maui, Kaui, Big Island, and one other...never Wailea ... stumped on the spelling of the island! lol You live in paradise. Anyone who can afford it is seeking to have their piece. Because it is getting so expensive those who can afford less, are now buying second residences in places like Mexico and Costa Rica. Eventually it will be over priced there too.
I wonder when the babyboomers die off what will happen. After all...they are all retiring now, and many with the purchasing power to buy these expensive properties you mention.



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Posted on Sat, Sep 10, 2005 08:35

Divine
thank god another smart chick to join.. yes u are right 100k is not anything.. however, would i really put my income? nah.. as for chessy pics u got tht right men love it-- is it who were really are--admire a woman who does it on her own and has looks to boot.. would love to see the tiles too .. oh welcome a board!! and glad u can read between the lines.. smart chicks rule! perception its what others percieve based on what we give them-- bits and pieces-- do they have the whole picture?/ not by a long shot

good luck smart lady



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Posted on Fri, Sep 09, 2005 09:13

Personally I'd rather date someone who's "rich" in personality...

  


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Posted on Thu, Sep 08, 2005 04:41

YOU ARE SO FULL OF S--T.

  


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Posted on Thu, Sep 08, 2005 04:38

TO LONGHALL
DOES IT GIVE YOU PLEASURE TRYING TO INSULT NYCHICK? WELL, HILLLLLLBILLY, IT DID NOT WORK. YOU WISH MR. TRAILER PARK TRASH FROM LOSERVILLE HAD A GIRL THAT LOOKED LIKE NJCHICK, STICKING HER THUMP UP TRYING TO GET A RIDE FROM YOU. ONLY IN YOUR DREAMS.....

  


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Posted on Wed, Sep 07, 2005 21:45


longhorn308 write:
To;NYchick Yea,I drive an old truck with a dog in the back.I have seen women that look a lot like you outside the "Racoon Bar" in the same stance,holding their arm up with thumb out,hoping a truck driver will come along and give them a "lift".
Go Figure

long horn go figure is right.. i think the thumb out is really me saying " hit the road hill billy



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Posted on Wed, Sep 07, 2005 03:01

exactly how does one get involved with a woman who is wealthy and the man is sincerely not totally interested in her bottom line? (just her bottom LOL) seriously interested in the woman



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Posted on Tue, Sep 06, 2005 03:24

MR ROBOTIC,
I THOUGHT I HEARD IT ALL, BUT THAT HAS TO BE THE MOST UNBELIEVABLE QUESTION I HAVE EVER HEARD.
I MEAN NO DISRESPECT BUT I WOULD THINK A MAN OF YOUR AGE WOULD KNOW THAT MONEY DOES NOT BUY HONESTY, SCRUBLES, PRIDE, INTEGRITY AND ETC...SO WHAT I BELIEVE MY ANSWER TO YOUR QUESTION IS ...THERE IS NO DIFFERENCE BETWEEN A RICH OR NON-RICH MAN OR WOMAN...WE ALL LIVE AND DIE..AND YOU CANT TAKE MATERIAL CRAP WITH YOU...I RATHER EXPERIENCE A LITTLE LOVE THAN A LOT OF MONEY...GOOD LUCK IN YOUR SEARCH



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Posted on Sun, Sep 04, 2005 08:07

To;NYchick Yea,I drive an old truck with a dog in the back.I have seen women that look a lot like you outside the "Racoon Bar" in the same stance,holding their arm up with thumb out,hoping a truck driver will come along and give them a "lift".
Go Figure



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Posted on Fri, Sep 02, 2005 15:40


sharp1 write:
[. A month ago I was reading that Vancouver is due for a housing market correction. It happened once in the 80's...if it happens again, I would certainly like to pick up a property or two strictly as an investment.
Even so, our high prices do not compare to London's. Yet we complain! The fact is we don't recognize how good we have it until go we somewhere like London to have our eyes opened! lol

BTW Bonnie, I just wanted to let you know that I saw you had posted Sept. 1 under the Occupations and Life forums. I have gone to read them, but they are still not showing.

How sill is this...MM has blocked the useage of the word a*t? duh, huh? lol



Vancouver is turning into a Hong Kong squat ..everywhere there are Chinese , they will cause an inevitable boom. the Chinese mainlanders are now in London and West Coast, so watch out..

Being a ghost on this forum has advantages..we have time to rethink our posting...and not shoot our mouth too fast..



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Posted on Fri, Sep 02, 2005 05:57


Bonnie88 write:

sharp1 write:

I figured that Bonnie. Here on Indian land they will often sell 99 yr leases for one to build their house on. As the number of years remaining on the lease decline so does the value. And the lease can be renewed a*t the end of it's term. Of course, here, the leases are not nearly as expensive as in London. And leases in London will only appreciate.



Well, that is the price of properties in all major cities. Hence the next generation will need to have wealthy parents to help them pay for the deposit to a home or like Japan banks will have to set up two-generation mortgages that run beyond 60 years and only given to you if you have children, so your kids are already in debt a*t birth...lol


I believe in Vancouver housing prices have become so expensive that many new couples wanting to buy a home which might only be 1000 sqft (approx. $1M)and a*t least an hour or more from the downtown area are turning to parents and grandparents to get help with the downpayment. They are getting second generation mtgs and their salaries can not compete with the price of the house. A month ago I was reading that Vancouver is due for a housing market correction. It happened once in the 80's...if it happens again, I would certainly like to pick up a property or two strictly as an investment.
Even so, our high prices do not compare to London's. Yet we complain! The fact is we don't recognize how good we have it until go we somewhere like London to have our eyes opened! lol

BTW Bonnie, I just wanted to let you know that I saw you had posted Sept. 1 under the Occupations and Life forums. I have gone to read them, but they are still not showing.

How sill is this...MM has blocked the useage of the word a*t? duh, huh? lol



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Posted on Thu, Sep 01, 2005 07:51


sharp1 write:

I figured that Bonnie. Here on Indian land they will often sell 99 yr leases for one to build their house on. As the number of years remaining on the lease decline so does the value. And the lease can be renewed at the end of it's term. Of course, here, the leases are not nearly as expensive as in London. And leases in London will only appreciate.



Well, that is the price of properties in all major cities. Hence the next generation will need to have wealthy parents to help them pay for the deposit to a home or like Japan banks will have to set up two-generation mortgages that run beyond 60 years and only given to you if you ahve children, so your kids are already in debt at birth...lol



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Posted on Thu, Sep 01, 2005 07:04


Bonnie88 write:

sharp1 write:
[



S4U you bet we can be thankful and appreciate our own cost of living in Canada & USA. While in London last week I looked at a couple of apartments posted in the window of a Harrod's Real Estate office. A one bedroom approx. a 1000 sqft apartment was selling for 1,875,000 pounds, which converts to approximately $4.5M Cdn or $3M USA...guess what...that's only to lease it for 40 years! After paying all that money you do not own it! Another property was selling a 45 yr lease on a 1 bedroom 1200 sqft apartment for $2,375,000 pounds.
I don't know how people manage to live and have spending money other than to share a flat with several people.



Sharp,
Just for info. those properties which are leasehold, i.e. 40 years onwards..meant that they are derived from a freehold or head lease own usually by a Crown estate or some renown family estate and when the lease is about to run out , you as a leaseholder could negotiate to buy another period at market price..of course provided you could afford it down the line otherwise you could sell that right .
Yes, here in London your waste bin costs a lot to be housed. Even a garage recently sold for US$350,000 and you can't live in it..lol HOuseboats on River Thames are about that price.


I figured that Bonnie. Here on Indian land they will often sell 99 yr leases for one to build their house on. As the number of years remaining on the lease decline so does the value. And the lease can be renewed at the end of it's term. Of course, here, the leases are not nearly as expensive as in London. And leases in London will only appreciate.



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Posted on Wed, Aug 31, 2005 23:55


sharp1 write:
[



S4U you bet we can be thankful and appreciate our own cost of living in Canada & USA. While in London last week I looked at a couple of apartments posted in the window of a Harrod's Real Estate office. A one bedroom approx. a 1000 sqft apartment was selling for 1,875,000 pounds, which converts to approximately $4.5M Cdn or $3M USA...guess what...that's only to lease it for 40 years! After paying all that money you do not own it! Another property was selling a 45 yr lease on a 1 bedroom 1200 sqft apartment for $2,375,000 pounds.
I don't know how people manage to live and have spending money other than to share a flat with several people.



Sharp,
Just for info. those properties which are leasehold, i.e. 40 years onwards..meant that they are derived from a freehold or head lease own usually by a Crown estate or some renown family estate and when the lease is about to run out , you as a leaseholder could negotiate to buy another period at market price..of course provided you could afford it down the line otherwise you could sell that right .
Yes, here in London your waste bin costs a lot to be housed. Even a garage recently sold for US$350,000 and you can't live in it..lol HOuseboats on River Thames are about that price.



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