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Posted on Mar 10, 2015 at 07:29 PM

The local area went from -29 degrees F wind chill a few weeks ago and now it's 42 degrees F.  Climate change is in effect.  I hope the planet can withstand another 2 degrees up on average after this.


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Posted on Mar 27, 2015 at 03:54 PM

Quoting 3345roc:

Hmmm... Posted a fairly lengthy rebuttal to Tivo's debt elimination plan and it just disappeared.  I wonder... 



I've been very clear about wanting you to speak your mind, as long as I get to speak mine as well, which is more than is required, since it is my blog after all. (though on someone else's site and according to their rules)  I have not erased any posts, unless it was my own, and I have never blocked or banned anyone.  That is not to say that a post in the future might be rude or a person rude in general that I might have to rethink my policy of my MM blog.


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Posted on Mar 27, 2015 at 01:08 AM

Quoting Dakota35:

Tivo, I think Roc already established a pretty good description of you.  When Roc first came back to the blogs, he was a pain in the ass to me.  It lasted only a short time, because I earned his respect...not that I needed it.  See if you can do the same.

 

If I disliked you, I would tell you to just keep doing things completely the same...make really sure to listen closely to Diana, she'll steer you in the correct direction.

 

Tivo, your knowledge of economics is a joke.  If you know so much about economics then I invite you to drop a few 100K in the markets.  If you don't have 100K then open a margin account and just use leverage, since you are so sure of your knowledge.  That can be your new job.  Simply invest in the markets and since you are fully aware of how things work, you won't lose.  You'll become very wealthy virtually over night.  Then you will have no problem getting the women to talk to you.  Sounds like a good plan to me.

 

 


Being someone in finance wrecking the economy is different from knowing what's going on with the economy.   Even if I short-sell, I'm just hastening the demise of the economy.  Why would I do that?!  This is another one of those things...  I have read book on economics.  Alan S. Binder and Robert J Shiller are great economists.  They don't make money in the markets, but they know the long view of what's going on.


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Posted on Mar 26, 2015 at 02:42 AM

Quoting Dakota35:

Diane, there is no hope that you will see the light.  Our government will collapse for financial reason (as in economic colapse).  Shutting down the government was in protest of spending and the budget.  

 

I don't want to over through the United States Government, I want to remove every single politician that holds office.  I want these people replaced with true American patrons with business sense. I'm pretty sure from talking to my military friends, they would be on my side to remove Obama. 

 

At this point it matters not, all that is debated between you and I is a moot point.  The writing is already on the wall, it's not IF but WHEN.  It could take many years, or only a few months.  

 

Take away America's ability to print money and the house of card would have already fallen.  If America was a public sector or private business, it would have already ceased to exist.

 

I personally don't care any more, since no one is going to listen anyway.  I have land to farm, tractors, fuel tanks, water wells, tools, and more knowledge of how to repair and build things than anyone I know.  So it's fine by me to just let it all go...my life will probably be much easier and simpler.  It will be kind of nice for me.

 

My Grandfather once said "The Great Depression was the best time of my life"  I asked him why and he said "because I had a little more than those around me"  He went on to say that a "half dollar looked as big as a Ferris wheel".  

 

The problem with people is they don't remember where America has been, where we came from.  I've listened to the old people, I've studied our economic history, I know business and economics.  So we will see what the future holds. 

 

Diana, where did you learn that what you believe is correct.  Probably the reason why you are sympathetic to Tivo's views.  I question, as do many,  Obama's loyalty to America...I also question the same of anyone that supports his ideology.



Ah... "the little bit better than anyone else"...  That's the credo of the businessman.  The economist would look at a book like Limits to Growth which shows the unsustainability of the current situation.  That change is needed.  The common man is the average voter, who wants democratic change.  Voting's not enough.  The 70s didn't change anything by merely voting, it took a lot of effort.


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Posted on Mar 18, 2015 at 04:50 PM

Quoting 3345roc:

Hey Dak.... Gotta say I admire your tenacity but trying to use reason and logic on someone who seems so detached from reality is a waste of time.  

 

As an example look at his simple, unrealistic and  sophomoric answer to how to pay off our $20T debt.  Why even waste time debating it.  He doesn't have a clue about how things work in the real world and his mind is so cluttered by things he's read somewhere there seems to be no room for common sense.

 

It reminds me that, early on in my career,  I met someone who, when meeting someone for the first time, always managed to  state that he had an MBA from Wharton.  I soon realized that he had to say it because, after you got you know him, you would never had guessed it.  

 

Tivo preface his response with " I've thought much about the correct answer to your question about the debt.  It is very painful for me, since I think at a high-level that required many hours and books of study and it is hard for me to explain in detail things that are taught over hours at a college-level, sometimes graduate school even."... and then he posts his remedy that's not even worthy of a sophomore in high school.  He's just totally in his head.

 

There is a trend, however.  He never passes up an opportunity to reveal how smart he is, how many books and online courses he's taken and read and he even feels his very high IQ is partly responsible for his lack of success with women.

 

I don't know what it suggests to you but I'd say that the poor chap is riddled with insecurities.  I enjoyed what I did for a living and was reasonably successful at it.  I realized early on that there were two kinds of people in the business world, those who could get the job done and those who couldn't.  Furthermore, there was no correlation to how smart, educated or intelligent a person was... it was an intrinsic inner quality.

 

We had an expression in the Army... " He couldn't pour p*ss out of a boot if the directions were on the heel".  What group do you think Tivo belongs in?



roc, if you mean that politicians won't do what's in the best interests of the country, I believe you're right, and almost all Americans do as well.  Just a thought that someone like me might actually be right and the politicians are the ones keeping us from getting better.


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Posted on Mar 17, 2015 at 10:16 PM

Quoting Dakota35:

Actually, I will repeat one thing that was deleted.

 

Tivo, I don't know you or your financial situation, but you stated you are worried about climate change, so I assume you want to be pro-active?  You also said that government will do much more for the environment than the private sector.  So, I will give you two scenarios or ways you can help.

 

Let's face it, money definitely makes things happen, like it or not...so you need to work hard and save up some money to put toward preventing global warming.  We will say hypothetically that you have done so and now you are ready to use that money for your climate change worries.  Here are two examples that shows the difference between private sector and government.

 

1.  You make the decision to give a million dollars to a government funded university that is researching climate change.  You go into the deans office and write him a check for a million dollars.  He takes your money and tell you how much he appreciates your donation, you may even get a award and a mention at some ceremony.  You walk away feeling very good about yourself and you have a nice story to tell of your charity.  You now are a million dollars lighter, you really don't know how your money will be spent or if it will lead to a break-through.  It's kind of like saving a stray and taking it to the pound, you tell yourself it got a good home, but in reality it may have been euthanize or put in bad home.

 

2.  You take your million dollars and decide to build a solar farm in California.  You do the leg work, talk to the local government, sign contracts with a power company, and despite California's fast track system, it still seams there is to much red tape for such a good cause.  Finally you dot your i's and cross your t's and put together a complete business plan.  You present your plan to your lender and tell them that you will be investing a million of your own money, you show the lender how everything will be paid for in about 7 years barring some natural disaster and even so you have insurance.  Finally everything is going your way.  You build a 40 acre solar farm and it is now up and generating electricity for a large number of homes.  You are feeling pretty good about your accomplishment and you know for sure you've done your part.  Your not only the owner but also have created a job for yourself managing the solar farm, you pay yourself 50K a year.  After 7 years things have worked quite well, your loan has been paid and all of a sudden your income has jumped to 200K a month.  You think to yourself, WOW I did something great for the environment, put people to work building the farm, and now I'm making a large amount of money.  Again you think to yourself, I'm glad I didn't donate it to the government...who knows how they would have spent my hard earned money.  You start to plan your next environmental project with the money you've made, but then the IRS guy comes knocking...You'll have to put the project off for one more year.  

 

You tell me which you would chose???  Yes, I realize it's hypothetical but everything is pretty much the way it would go down.

 

You are probably thinking, but the government puts in place pollution regulation that help the environment.  Yes, it is helpful to a extent, but sometimes it is not.  Example:  for years 2 and 4 stroke engines had adjustable carburetors.  When orifices became slightly restricted a simple adjustment with a flat end screw-driver was all that was need to make the engine run smooth.  Then the government put in place regulation that put restrictors on the adjustment screws and required smaller orifices.  Some manufactures deleted the adjustments all together.  The though was that when the engine stops running well then the owner will take it in for maintenance, thus getting a tune-up and there will be less pollution.  The smaller orifices also restricts the amount of fuel that can enter the cylinder...less power but less pollution.  The only problem is that things don't work the way the government has planned.  The owner of these machines (the ones that didn't know how to work on them) just kept running them despite them running badly.  The 2 stroke engines smoked like a tar kettle with the unburned oil gas mix and the 4 stroke would sputter and smoke with unburned gasoline.  The owner either decided it was to expensive to take it in, or they would do it after one more weed eating, or mowing.  Somehow they never made it in to the shop and they were run until they wouldn't run any longer.  I've experienced this in reality so I know it's true.  

 

What I'm getting at is that the government does do some good when it comes to pollution.  But it is my opinion that the government is lacking in common sense and admitting when they are wrong.  Even when they do admit their fault, it literally takes a act of Congress to fix things, which can take forever.

 

When money is given for free it is not respected and used properly...the government.  Reason for our deficit.

 

When money is earned and invested, it is utilized to it's greatest capacity and there is a drive for success...Private sector  The reason for companies earning billions. 

 

If I work you hard for a day and you earn $100 then you'll be much more careful with how you spend it.  If you are not careful, then you are a fool.  But if I simply give you $100 then it's much easier for you to spend it frivolously saying easy come easy go.

 

 



This hypothetical is extremely bizarre, there's less guarantee that your money will be used efficiently if you start your own business (lots more risk) than if you give it to an already running research laboratory or even a politician that you have a good idea will back your policy.  Well, maybe not efficiently, but less risk.  Your example doesn't take into consideration business risk, like, at all.

 

No, technically I wouldn't be proactive, since I think it will do no good.  The government should do its job and prepare us for when there's no more non-OPEC oil supply, then we're really in trouble.

 

As for how "careful" someone spends their money, have you ever gone to a bar?  LOL  Uh... not much thinking at the Quick Draw and alcohol there.  Maybe a DWI and not paying child support on that one night stand.  Yeah, maybe more carefully, but not guaranteed or well spent.

 

 


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Posted on Mar 17, 2015 at 05:53 PM

I would like to see 3345roc and tivo go up against each other in a televised debate on the subject of global warming or climate change, or whatever you'd like to call it.

 

My money would be on 3345roc 100%.  Tivo has clearly drunk the cool-aid and does not know what he's talking about.

 

Just saying.


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Posted on Mar 17, 2015 at 05:51 PM

Quoting Dakota35:

The one thing I've found is that the people that scream the loudest about climate change (global warming) tend to be the biggest hypocrites.  Al Gore pops in my head...or was his intended purpose just to get wealthy from it?

 

Do I believe we are having climate change, yes.   But many things both man made and natural can cause climate change.  If the earth's climate changes to much, it will bite back at the cause and once again seek equilibrium.  It is really not a worry for me.  I'll let the SUV, yacht owning, wealthy, liberal politicians handle that worry for me.  I know I'm in good hands.



And, Dak:  What about that bit of news I heard today?  That Al Gore wants global warming deniers PUNISHED!!!!??!!

 

Have we finally reached communisim in this country?  I thought we were still fighting against mere socialism.  But, now it seems we're in for even worse.  Thank God I'll be dead in 15 or 20 or 25  years before most of what seems to be coming takes full effect. 


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Posted on Mar 16, 2015 at 05:21 AM

roc: I do appreciate you wishing me a happy Pi Day, and I do wish I had seen dakota's response, it might've been very enlightening.  As I don't know him at all, except on here, I wouldn't be able to tell except for what you say about him.


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Posted on Mar 15, 2015 at 09:32 AM

Quoting 3345roc:

I think I know what your problem is, aside from the fact that almost 100% of what you stated in this post is false, you have ADHD.  I'm not a mental health professional so you should get a professional diagnosis.  Has it already been diagnosed and have you been taking meds?  

 

You can't seem to focus on one thing long enough to make any sense at all.  Let's start with the National Debt, which you claim is f*ucked.  It's at $20T and that doesn't include another $50T in unfunded mandates.  Tell us of the many ways you have that would fix that.... be specific, use a No. 2 pencil.   



roc: I've thought much about the correct answer to your question about the debt.  It is very painful for me, since I think at a high-level that required many hours and books of study and it is hard for me to explain in detail things that are taught over hours at a college-level, sometimes graduate school even.

 

Yes, the national debt is f---ed.  Propping up the economy with debt only makes the situation worse.  Here are some things that would make the situation better, even if leading to economic downturn in the short-term.  A Great Depression now is better than creating even worse problems in the future.  It is not out of the question and maybe inevitable that a US debt default is in the cards.

 

1) tax hydrocarbons at the rate of deterioration of health and environment and influence on making war at the middle east + some amount for R&D into renewable energy sources, this ends up saving insurance like flood insurance money, so it IS good for businesspeople and the environment

2) move Social Security age from 62 to 70, *at least*

3) move to single-payer health care system, and once single-payer cut costs in health care.  The UK pays 8% of it's national income in health care, far far less than the US.

4) free education online, like I have been taking at Open Yale, Berkeley Webcast, edX, and MIT OpenCourseWare.  If you didn't realize, there's a significant student debt bubble that causes problems.  This will educate the workforce in a more realistic and cost-efficient way

 

What will probably happen instead:

 

1) a one-world government and a one-world currency where laws are passed to make sure the environment is number one priority rather than "free market" system which really isn't free or market-based, it's based on businessmen making proprietary advantages that can't be reproduced by law, like copyright and effective or legal monopolies.  Microsoft, Google, and Facebook have effective monopolies.  sports organizations like NFL have legal monopolies.

2) The US will lose it's standing as superpower, lose it's world currency reserve status, and will become like the UK a highly-endebted country that used to be a world power.

 

Thanks though for being considerate that I have trouble communicating.


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Posted on Mar 15, 2015 at 09:18 AM

Quoting Dakota35:

Roc, my response was deleted.  I don't intend to respond again.  I have no idea why or who deleted it.  Roc, I consider what you wrote a compliment...Thank you.

 

Tivo_friend, Despite how Roc comes across, give this some thought...he takes the time to respond to your blog.  He gives you his opinion.  Someone who doesn't give a sh*t would NOT do that.  Consider what he says in a constructive way.



dak: As I favor freedom of speech, I didn't see or delete it, or else I would respond to it in some fashion.  Yes, roc does come across very unfavorably, and yes I do try to make the best of his caustic nature which he thinks is normal.


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Posted on Mar 14, 2015 at 08:34 AM

Quoting 3345roc:

You seems to answer many posts with a standard " I know all that".  If you know all that, how come you're so misinformed and misguided?  None of the above makes any sense at all.


All of that is 100% true.  I don't know what you're talking about.

 

Video games, ATMs, TVs, let's say they were created to make money by investors, THEY DIDN'T.  When they weren't commercially viable they were made by entrepreneurs that never made their money off it, but were made money off of it later when corporations picked it up later when it WAS commercially viable.  The Internet, created by your tax dollars by the Department of Defense, NOT venture capitalists...  You can go on and on and on...


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Posted on Mar 13, 2015 at 07:33 PM

Quoting Dakota35:

Well, perhaps global warming will be a positive for me.  If the ocean keeps rising then I might have beach front property at some point in time. :)

 

Roc, I may very well install solar on my home in the future.  Awhile back, I did some research.  My biggest concern was the longevity of my investment.  It does seem that quality solar panels have a rather long life span and carry the warranty to prove it.  The degradation of cell efficiency is rather small even after 20 years.  So solar is a viable energy source.  The new focused solar collector/cells seems to be even more promising as long as they can be kept cool.  But you have to live in a area with plenty of sun.  There is charts that anyone can view to see the best areas.

 

As for wind energy, that's a simple technology and one would think that a wind generator would have a super long life span, baring some natural disaster.  

 

I see the biggest threat to any renewable energy investment to be innovation which brings forth more efficiency.  What I mean by that is, if I build a solar farm and my panels are 20% efficient and 5 years down the road a 40% efficient panel comes out then my investment will be worth less.  Also, as of this time, power companies are giving very low pay for kWh.  This could change if we see a jump in hydrocarbon prices.  The government gives a 30% incentive to build a solar farm, without that incentive very few would be built.  If you do the math and can get a reasonable kWh rate from the power company, then a solar farm is a good investment.  Oh, and one other thing that is the biggest mistake of solar farm builders...make a deal with the government regarding taxation before the first shovel is ever put in the ground or the taxes will kill your investment.

 

For those liberals that hate capitalism, just note that the reason for many renewable energy projects are for the investor to make money, otherwise a large number of these builds would never take place.  Capitalism works and is sometimes good for our environment, end of story.

 



"For those liberals that hate capitalism"  You have no idea how economics must work!  You have to be a businessman to think that way.  Pure research has to be funded by the government to create new technologies that aren't already commercially viable.  Even the libertarian Milton Friedman says that.  So you have that one completely wrong.


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Posted on Mar 13, 2015 at 07:30 PM

Quoting Dakota35:

You should be more afraid of our national debt than global warming.  As for resource depletion, it's going to take awhile.  Fracking has brought forth a whole new supply of oil and gas, that's the reason for low oil prices now.  The Saudi's want to put a stop to America's oil independence, so they didn't cut supply.  Plus there was probably some kind of "behind closed doors" deal between the US Gov. and the Saudi's to put the squeeze on Putin.  The US get's Putin to squirm and the Saudi's still get to control the world oil markets, but each comes with a price.



The National debt is f---ed and there's plenty of ways to fix it, politicians just aren't doing it.  single-payer health care system with cost cutting, move social security up to 70.  About the heavy oil they're pumping out now, bad idea... we'll deplete all the we have, just like in the 70s.  That's why it would make more sense to tax it for the what's called negative externalities it creates instead of calling it a "tax break for consumers"  It's really just making the whole situation worse if you're going to do that and not fix things.  And NO, it's not about Saudis putting the squeeze on Americans, Saudis can't pay their bills with the lower prices, so they have to sell that much.


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Posted on Mar 13, 2015 at 10:01 AM

Quoting 3345roc:

When it comes to climate change there are those who try to assign blame and those who attempt to come up with innovative solutions.  

 

The first group are politicians and the second group are scientists.  It seems that Tivo belongs to the first group.  A little known fact was the when Bush was Governor of Texas he led the charge to install some of the largest wind farms in the country.

 

While it's unclear whether climate change will have a serious impact on my chidren other than making them uncomfortable I fear that it will be the number one challenge for generations to come.

 

I do believe in science, however and there will be some breakthrough that will provide  alternate sources of energy.

 

If not, colonization of Mars is possible but there are many challenges to overcome.



Seriously?  I don't attach blame, and I don't think Mars is a practical approach, to anything really.  One idea is to tax hyrdocarbons at the rate in which they do damage to the environment and influence us to go to war in the Middle East, therefore *free market* forces will muster to make these renewable energy sources.  And just hoping for a scientific breakthrough doesn't do much.  Some people died in these winter storms we had the past 2 years, it's a little bit more than uncomfortable.


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Posted on Mar 13, 2015 at 01:17 AM

You're not bursting my bubble, I know all that.  And I also know that just one politician won't do anything.  What will really happen is climate change will add to resource depletion until climate change and/or resource depletion is untenable and THEN something will happen because it will finally have to do so.  Wait until the last possible moment, kind of like what the US does with the debt ceiling over and over again.  It's a scary and sobering thought.


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Posted on Mar 12, 2015 at 01:42 PM

Quoting Dakota35:

The one thing I've found is that the people that scream the loudest about climate change (global warming) tend to be the biggest hypocrites.  Al Gore pops in my head...or was his intended purpose just to get wealthy from it?

 

Do I believe we are having climate change, yes.   But many things both man made and natural can cause climate change.  If the earth's climate changes to much, it will bite back at the cause and once again seek equilibrium.  It is really not a worry for me.  I'll let the SUV, yacht owning, wealthy, liberal politicians handle that worry for me.  I know I'm in good hands.



There's overwhelming evidence it's manmade and made by carbon dioxide in the air.  It's getting politicians to do anything.  Right now the target is 4 degrees average above normal.  At some point I hope we can ween ourselves off of oil AND natural gas.

 

Oh, politicians in office regardless of political stance, maybe especially when they're Communist, have loads of money.


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Posted on Mar 11, 2015 at 10:11 PM

Quoting 3345roc:

The only thing I can confirm to you is that you don't know how much I know about climate change.

 

Your quote is immaterial, I won't be here 50 years from now.

 

Don't waste your time on an online course.  A refresher course in high school science will suffice.  It's not that complicated.


I'll give you the benefit of the doubt.  I was using a colloqualism.  I wasn't being scientific.  It was something called phatic communication.  Hey, the weather outside is kinda scary, no?  Like something you'd say at a local watering hole.  Anyway, there are some climate science courses over at MIT OpenCourseWare, which I donate to.

 

I'm trying to say...  Being an ass, whether a smart ass or not a smart ass, is not a good thing to be.


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Posted on Mar 11, 2015 at 12:41 PM

Quoting 3345roc:

Of course the planet can survive.  It's been both warmer and colder than it is now.  The real question is how long will it be able to sustain life.  Why not research that and get back to us.



Well, 3345roc, I don't know how much you know about climate science, but I have a quote for you...

 

Clark: [taken aback]: Well, as a matter of a fact I won't because Wood underestimates the impact of -

Will: ... "Wood drastically underestimates the impact of social distinctions predicated upon wealth, especially inherited wealth..."  You got that from Vickers. "Work in Essex County," Page 98, right? Yeah, I read that too.  Were you going to plagiarize the whole thing for us - you have any thoughts of - of your own on this matter? Or do - is that your thing, you come into a bar, you read some obscure passage and then you pretend - you pawn it off as your own - your own idea just to impress some girls? Embarrass my friend?  [Clark is stunned]

Will:  See the sad thing about a guy like you, is in about 50 years you're gonna start doin' some thinkin' on your own and you're gonna come up with the fact that there are two certainties in life.  One, don't do that.  And two, you dropped a hundred and fifty grand on a fuckin' education you coulda' got for a dollar fifty in late charges at the Public Library.

Clark: Yeah, but I will have a degree, and you'll be serving my kids fries at a drive-thru on our way to a skiing trip.

Will: [smiles] Yeah, maybe.  But at least I won't be unoriginal.

 

So roc, DON'T BE THAT GUY, you know the Michael Bolton clone over there. :-D


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Posted on Mar 11, 2015 at 12:15 PM

I did want to take some free climate science courses out there online, but I can only have so much time on my hands.


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