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Too much TAX taking away from little income people
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37 Views
04/29/11
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It is very unhappy to work on Income Tax Return every year. My income does not qualify as low income, also waaaay lower than medium income. But, the Federal Tax is toooooo high for me.
Why the government does take lots of tax from people like me? I barely earn 2x to 2.5x of my rent every month. They should help people like me. Reduce the income tax ratio and provide the more affordable housing and health insurance (which I don't have as many others).
Thank goodness, I am managing my little money very well. Reasonable debt and good credit history and score. May better than those who are wealthy. Who knows ...
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My little addiction ...
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41 Views
04/29/11
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Does anyone use myFICO forum? I like that forum, and I've learned a lot. When I am not busy, I keep going back there to read and reply. If you need help or question about credit, visit that forum. I guarantee you, that you will learn a lot and other members will help you a lot. Also you can help other members too.
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Still looking .... Keep looking ....
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133 Views
09/18/10
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I can't believe it has been over six months after I lost my primary income job (School Bus Driver) due to the budget cut alone with many other drivers. The good thing is that I kept my secondary job (part time) when I start that job. So, my employment status is half employment and half unemployment. Tried to get approval to return to the school, but it has been denied. The EDD said I must be 100% unemployed for at least four months to be eligible for the school fund. ouch!
Now what? I am still attending to the Spanish class ... which is good for me! And, thinking about take some other classes if possible. But, I must be available to take a F/T position job to keep receives unemployment benefit until Feb 11' or reaches its limit.
ROP does not have anything for me now. There is California State Notary Public Seminar at South Western College. The cost is $75 for the class and $45 for the materials, and it is one day (7 hours on Sat) only. It sounds good, but I am not sure it's worth it or not ...
I'm not type of person can sit at the desk for all day long to type the documents and input the data. I like to find a job with interactive with peoples (more of children) and animals.
When it comes to the end, I guess I must take some reasonable job until I finds good one.
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DO NOT CALL .. uninvited phone calls.
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109 Views
09/11/10
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My phone numbers are registered at National Do Not Call. Why? I used to geting so many unwanted soliciting phone calls all day long. After I registered my phone numbers, I kept file a complaint at their site, and finally they stop calling me.
Now, it began again since this Thursday. The most of phone calls are during my sleeping time, and I am sleepless. These calls are targeting the new business owner, and try to sale the credit card equipment. Dahhhh ... why they call my home phone? I am not a business owner! So, I filed a complaint form again.
Then, today I received a call from A_______ Paymen (this was on my caller ID). They did not leave any message, so I have no idea what they want from me. Again, I filed a complaint form at the goverment site.
It is so sad that I had to turn off the ring tone to catch my sleep.
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Stolen Password!
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83 Views
09/10/10
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When I log in it warned me that someone got in to my acct, and asked me to change my password. After changed my password and log in to my acct, I saw few e-mails with [no subject] in my inbox. could not believe what I saw when I opend those e-mails. All e-mails has been returned and marked as failure to delivery parmanantry.
How they (bad guy) figured out my password?
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Fraud E-mails.
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139 Views
09/06/10
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I am receiveing the e-mails from pretended as bank and etc.
USAA: It tells me to log-in to my acct and verify the information becaue they suepcted someone login to my acct. WOW! How can it be happen? I have zero acct with them. Moreover, I am still keep receving it. Now, I start filing the complaint form at Internet Crime Complaint Center. I hope they can catch this bad guy.
FBI: It said I am someone's kin and they need my information to transfer the money to me. Great! Yeah! I am rich! Hooray!
Microsoft: It said I won the prize on their promo, and they need my information. What promo? I never heard about it. I forwarded this e-mail to Microsoft, and they confirmed this is a scam.
Charity Organization: Asked for donation.
Yahoo/MSN Lottery Inc Email Draw: It said my e-mail address has won the 950,000 and asking my information. Hohoho, Mery X'mas!
PCH UK: It says my e-mail address has won for 1 million dollars and they need my information. Lalala~ yeah, I am millionaire too.
The information they wants are as follows; 1. Full Name 2. Home Address/Contact Address 3. Phone nUmber 4. Age 5. Gender 6. State 7. Present Country 8. Occupation 9. Nationality
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It's Hot! The Summer is here!!
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67 Views
08/19/10
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It was nice and cool summer all this time, then suddenly a real summer came and many of my apartment's tenants are using the pool located in middle of the apartment property. The pool and yard is surrounded by apartment units all four sided. I moved in to this apartment about 5 years a go. I really like this place, but does not like my other neighbors who does not follow the apartment rules. Example: the children make unnecessary loud noises in the pool, and jump in to the pool. The children chases on the second floor hallway (solid concrete and will vibrates). But the parents do not discipline their children. So~ I start to think about to relocate to place that all tenants are following the apartment's rules. I've searched the apartment in my area and all of them are higher rent than my current rent. I guess relocation will not be happen. I am stuck in here. :((
Up-Date: I heard the apartment manager came to the pool and telling them to keep the noise down, because he got so many complains. Thanks!
Prior to sign on the rental agreement, we must read and agreed to the rules include the rules to use of the pool. The problems are not what children do, it is the parenting issues. That is the parents who can’t follow the apartment’s rules and does not discipline their children.
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Unexpected expense
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131 Views
07/21/10
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I took my car (98' Toyota) to oil change and they told me that my car needs this and this and that. Oh my goodness... my car eats up my wallet :)))))) I know that they have to do their work (recommending to the customer) to make their business run. So, I just took care of two things this time and I will do other two things next time. I hope they are honest enough to tell me the truth, not just try to make some money.
It will be nice to have friend(s)/partner that he/she knows about vehicle and able to tell me when to do which maintenance.
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I am a student again :)
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89 Views
07/19/10
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I just signed up for "Spanish for Workplace" class at local adult school. The class will begin next Tuesday and it last until middle of December. Two hours a day and two days a week for about five months. I am so excited! I will see ... how much I can lean ... Moreover, I am hoping to get better job by being trilingual. :)))
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Donation
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65 Views
07/18/10
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I just donated children's books to local library. They were so thankful and I am very happy that it helped in both ways.
I am not wealthy, so my most of donation is always unwanted items to non-profit organization. It doesn’t matter how many you donate. It matter’s it is from bottom of your heart.
I am hoping to find a gentleman who does the same/willing to do the same/similar as me.
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What's wrong to get verify Age & Photo for future partner?
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133 Views
07/12/10
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Many of menbers are marked as (recommended) but they did not get his Age & Photo verify. Why is that? Are they hiding sosmething? If they are real, then they should get verify their Age & Photo for their future partner. Some of members has got verified on his education/income/occupation. That tells me they are telling the truth.
I've requested to get verify his Age & Photo to whoever contacted me. But, they never did. So, I guess...
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