How YOU can stop credit card theft
Lately, there has been more evidence of credit card fraud occurring online than ever. I've decided to take a few moments to give some helpful tips to help protect yourself from this...
1 - Double-swiping. Hate to say it, but I was a victim of this a total of 6 times last year. This occurs when someone takes your debit/credit card and swipes it through their 'reader' hardware, then swipes it through a debit machine. The reader basically takes your info and records it to be used later. To prevent this, keep an eye on your card at all times, and in some cases, retailers may actually allow you to swipe the card instead.
2 - Securing your wireless network. Again, victim in this as well. If your using a wireless router in your home, make sure you have it secured using either a WEP or WPA key. If you are unaware of this, ask your ISP for help. Logging onto an unsecured network is like banking and calling out your PIN number.
3 - Buying online. Anytime you make a payment online, always ensure the merchant is a verified seller (check for Verisign insignia), or, in cases where you're buying items on eBay, make sure you are checking out that seller's history. Because sometimes a steal of a deal could end up being more of a steal than anything.
If anyone else has tips or comments, feel free to post them here!
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